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To support our service, we display Private Sponsored Links that are relevant to your search queries. These tracker-free affiliate links are not based on your personal information or browsing history, and they help us cover our costs without compromising your privacy. If you want to enjoy Ghostery without seeing sponsored results, you can easily disable them in the search settings, or consider becoming a Contributor. A refinance, or refi for short, refers to revising and replacing the terms of an existing credit agreement, usually as it relates to a loan or mortgage. Refinancing a loan or mortgage is typically done to take advantage of lower interest rates or improve the loan terms, such as the monthly . Wondering if you should refinance your mortgage? Read our guide below! A mortgage is a type of loan used to buy a home, piece of land, or another piece of real estate. . For a better Rocket Mortgage® experience, switch browsers to Microsoft Edge, Google Chrome or Mozilla Firefox. Your home is an investment. Refinancing is one way you can use your home to leverage that investment. . Our Bankrate promise is to ensure everything we publish is objective, accurate and trustworthy. Adrian Calinescu/px/GettyImages; Illustration by Hunter Newton/Bankrate Refinancing replaces your current mortgage with a new one, adjusting the rate, term or both. . When you refinance, it means you're essentially taking out a brand new loan on your property, often for the remainder that you owe (but not always). Ideally, this new loan comes with better terms than your old one. This depends on a number of factors, including current mortgage rates, how much . Refinancing your home mortgage could reduce your loan term, lower your interest rate, and save you money. Learn about refinancing your home loans at SECU to decide whether it's the right solution for your financial goals. Refinancing is the process of replacing an existing loan with a new . In addition to comparing refinance offers with each other, you'll also want to compare what you're seeing with your current mortgage loan terms. This can help you determine whether refinancing is the right move. . We'll be following up right away to put together a mortgage quote with you. × We're sorry, but our system indicates an issue with the phone number and/or area code we received. You seem to have entered. Please try again with a different number or call us now at () to speak with one of our helpful representatives. Explore how refinancing . Holden has been president of the spent his high school years so he can move back and be a Texan again. When you refinance, you get a new mortgage to replace your old one. . She has conducted in-depth research How to make strong financial decisions about insurance. Refinancing a mortgage means paying off an existing loan and replacing it with a new one. . If you enjoy Ghostery ad-free, consider joining our Contributor program and help us advocate for privacy as a basic human right.
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